Planning a Trip? Here's How to Find the Right Travel Insurance Solution

Before You Go, Get Covered

Whether it's a tropical getaway, an important business trip, or a visit to family abroad, travel outside your home province or country comes with a risk that's easy to overlook until it's too late: an unexpected medical event, or a trip that gets cancelled or cut short.

Why Travel Insurance Matters

• Hospitals in some countries can deny non-emergency care without proof of insurance
• Unexpected medical or travel expenses can exhaust savings and disrupt cash flow fast
• The right coverage also protects the value of the trip itself if it's cancelled before departure or interrupted partway through

Types of Coverage Worth Knowing About

• Trip cancellation and interruption insurance — protects the money you've already spent if plans change
• Out-of-country travel medical coverage — reimbursement or direct payment for medical expenses incurred abroad
• Visitors to Canada insurance — for family or friends visiting from outside the country
• Student coverage — for students studying either inside or outside Canada

Choosing the Right Policy

Not all travel insurance is the same, and the right combination of coverage depends on the trip, the traveller's health, and the destination. A short domestic trip has very different needs than an extended stay abroad or a visit from an elderly parent.

If you have a trip coming up — for business, pleasure, or family — it's worth a quick conversation to make sure you and your travel companions are properly protected before you go.